Adapting payment to the digital world

We supply a comprehensive range of Services to the payment industry going from Business Strategy to Technical Implementation & Testing.

In addition and transversely, we offer Training and Project Staffing, We can assist you in every challenge you are facing in today’s rapidly evolving payment industry.

From Strategy to Execution, from Ideation to Launch, FinFlag will assist you every step of the way.

Business Consulting

Our consultants have a combination of technical, industrial and financial background combined with soft skills to support and conduct your project to destination.


  • Product Innovation: new digital platform integration, new digital payment application, Proof of Concept design,… 
  • Market entry analysis: new scheme, new processor, new payment cards,…
  • Products and services positionning: card portfolio rebalancing, acquisition strategy review, loyalty & customer retention…

Digital Transformation

  • Front-end digitilization: connecting the customers with digital payments, new gateway,…
  • Back-end digitalization: reconciliating payments & operations, automatic dispute handling, fraud management,…

Operational Excellence

  • Process improvement and “Lean and Mean” approach: authorization, clearing, settlement, dispute, exception handling,…
  • Agile organisation and processes
  • Target operating model definition: becoming PML or affiliate, processor integration, card manufacturing integration, …

Regulatory and Compliance Consulting

Our team will assist payment departments and payment institution in managing the increasingly complex regulatory landscape they are facing. We offer Compliance as a Service to address the various needs of the sector. In a regulatory challenging world, the pragmatism and flexibility of our consultants allow us to be business-minded with a strong operational compliance expertise for maximum cost-efficiency.

Compliance as a Service

  • Payment institution licence obtention
  • AML/CTF & Transfer of Funds
  • Anti-Fraud
  • Anti-Corruption & Bribery
  • GDPR Data Protection & Information Security
  • PSD2
  • (In)Outsourcing.
  • Licenses

Technical Consulting

Our technical consultants have an end-to-end mindset to avoid deconnection between business and IT.

They can assist you in any phase of a technical project:

  • Analysis
  • Specifications
  • Implementation
  • Testing strategy & execution
  • Certification process

Some areas of expertise:

  • Open Banking / PSD2
  • Sepa evolutions (SCT and SDD permanent adaptations to rulebooks versions)
  • PCI / PA-DSS (analysis and transposition of security policies)
  • C-TAP
  • EMV Contactless and White Labelling

Project staffing

FinFlag has a pool of skilled consultants that can help you staffing your organization on a short or mid-term basis.

  • Project Management
  • Business and Functional Analysis
  • Development
  • Testing
  • Compliance


From an introduction to the payment systems to a detailed presentation on “hot” technological or regulatory topics such as PSD2, blockchains, or instant payments, FinFlag is providing on the shelf or customized training session allowing you to cover your business needs.

Do not hesitate to contact us for a detailed list of available training sessions, or for a customized offering.



For more information, or to discuss opportunities, please

Contact Us