FinFlag > B-Cephal > Cards & Payments Profitability Analysis

Cards & Payments Profitability Analysis

B-CEPHAL offers a complete applications suite dedicated to cards, terminals and ATM management

A suite of applications designed to support management decisions:

  • Scheme & processor invoice screening
  • Product profitability  & performance benchmarck
  • Planning, budget & forecast
  • Reporting

Suitable for various financial services:

  • Issuing cards (debit, credit, pre-paid, digital, closed-loop)
  • ATM/POS acquiring
  • Payments
  • Loans
  • Insurance

A non-invasive solution rapidly integrating data from multiple data sources:

  • Core banking
  • Clearing & Settlement data
  • Supplier invoices (scheme, processor, manufacturer)
  • Dispute cases

Flash analysis & Decision making support

Cost monitoring & Relevant outcomes

Business user driven



Our approach allows to: 

  • highlight the main drivers per elements of the value chain
  • to benchmark the main performance indicators per elements of the value chain


The outcome of the analysis is secured by :

  • A time-boxed approach
  • A team of industry expert
  • A data cube encompassing:
    • The industry dimensions & drivers
    • The industry benchmarks


  • A set of internal benchmarking (between card schemes, card types, entities, periods, customer segments, activities, suppliers, geography…)
  • A set of external benchmarking against peers  and industry champions
  • A set of pragmatic recommendation in terms of performance improvement and alternative operating models

Solution B-Cephal

GET THE BROCHURE Download the pdf file of latest update for this service.

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