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# Fin Flag: Solutions for the Payment Industry

## Sitemaps
[XML Sitemap](https://finflag.com/sitemap_index.xml): Includes all crawlable and indexable pages.

## Articles
- [Project manager](https://finflag.com/project-manager): ➤ FinFlag is actively looking for a project manager to conduct large implementation projects
- [Consultant in Cards & Payments](https://finflag.com/consultant-in-cards-payments): ➤ FinFlag is actively looking for several consultants to develop our offering
- [FinFlag proud sponsor at Money 20/20 2024 – Come and meet us on June 4 to 6 at RAI Amsterdam](https://finflag.com/finflag-sponsor-at-money-20-20-2024): We are proud to sponsor the Money 20/20 event 2024. Come and meet us on June 4 to 6 at RAI Amsterdam to discuss our Payment Reconciliation, Issuers & Acquirers ERP and Scheme Fee Monitoring solutions.
- [Join FinFlag at Banking Scene 2024: Showcasing Our Scheme Invoice and Interchange Monitoring Solution](https://finflag.com/join-finflag-at-banking-scene-2024-showcasing-our-scheme-invoice-and-interchange-monitoring-solution): We are thrilled to announce that FinFlag will be a part of Banking Scene 2024, an exciting event that brings together industry leaders, innovators, and experts from the banking and financial sector. This year, we are excited to take the stage and showcase our cutting-edge Scheme Invoice and Interchange Monitoring Solution.
- [4 reasons why merchants should consider using an automated payment reconciliation tool](https://finflag.com/4-reasons-why-merchants-should-consider-using-an-automated-payment-reconciliation-tool): Reconciling payments is an essential part of running a business, but it can also be time-consuming and error-prone, especially for merchant with different entities, sales channels and payments means. That's where an automated payment reconciliation tool like B-CEPHAL™ comes in.

## Pages
- [Rapprochement Marchand B-Cephal](https://finflag.com/rapprochement-marchand-b-cephal-ref): Notre plateforme est utilisé par de nombreux commerçants et de nombreuses institutions financières
- [Rapprochement Marchand B-Cephal](https://finflag.com/rapprochement-marchand-b-cephal): Notre plateforme est utilisé par de nombreux commerçants et de nombreuses institutions financières
- [Merchant reconciliation B-Cephal](https://finflag.com/merchant-reconciliation-b-cephal): Our Platform is currently used by large Merchants and Financial Institutions alike
- [Case HomeSend](https://finflag.com/case-homesend): How FinFlag's Solution reconciles transactions for international money transfer companies? Download the case
- [Module](https://finflag.com/module): FinFlag offers a suite of solutions dedicated to the payment industry
- [Use Cases](https://finflag.com/solution-use-case): Find below a series of use cases illustrating our approach and positive impact with recent projects
- [Partner](https://finflag.com/partner): Interested in distributing, implementing, integrating or giving a training on our different software solutions? Interested in using our solution to help your business clients (consulting, auditors, external controllers,….)? Please fill in the form below and we will be glad to share with you our different partner programs as well as the associated support materials and conditions.
- [Career](https://finflag.com/career): As industry expert and solution provider in cards and payment, FinFlag provides consulting, technical and training services
- [Newsroom](https://finflag.com/newsroom): As industry expert and solution provider in cards and payments, FinFlag provides consulting, technical and training services
- [Contact](https://finflag.com/contact): Do not hesitate to contact us if you have any questions.
- [Services](https://finflag.com/services-finflag): As industry expert, FinFlag provides several value added services in the payment industry 
- [Solution](https://finflag.com/solution): B-Cephal is an end-user friendly solution with no customized coding, with predefined industry interfaces, automated data sourcing, quickly deployed, requiring no or minimal IT involvement and minimal maintenance done by the end-users. 
- [About us](https://finflag.com/about-us): FinFlag, a Belgian fintech based in Brussels, provides solutions to the players in the Payments industry.
- [Home](https://finflag.com/): https://finflag.com/wp-content/uploads/2021/11/Finflag_b-cephal_EN_final-copie.mp4
- [Legal](https://finflag.com/legal): A few legal documents will govern the relationship between FinFlag and you, our dear customers.

## JetPopup
- [Pop Up – Ask for a consultant](https://finflag.com/jet-popup/pop-up-ask-for-a-consultant): Ask for consultant
- [Pop Up – Equipe](https://finflag.com/jet-popup/pop-up-equipe): Pop Up - Equipe Envelope Twitter Linkedin Expertise
- [Pop Up – Services](https://finflag.com/jet-popup/classic): Pop Up - Services Ask a consultant

## Listing Items/Components
- [Vignette use case](https://finflag.com/?jet-engine=vignette-use-case): Discover
- [Vignette équipe](https://finflag.com/?jet-engine=vignette-equipe)
- [Vignette modules](https://finflag.com/?jet-engine=module): Vignette modules DISCOVER
- [Vignette services](https://finflag.com/?jet-engine=services-finflag)
- [Vignette prix](https://finflag.com/?jet-engine=vignette-prix)

## Awards
- [European Payment Association](https://finflag.com/awards/european-payment-association): Finalist best back office innovation
- [FinTech Belgium](https://finflag.com/awards/fintech-belgium): Member of FinTech Belgium
- [PwC scale up](https://finflag.com/awards/pwc-scale-up): Selected in PwC scale Fintech program
- [Sponsor of The Banking Scene 2022](https://finflag.com/awards/sponsor-of-the-banking-scene-2022)
- [Payment association](https://finflag.com/awards/pwc-2)

## Use case
- [Merchant acquirer](https://finflag.com/use-case/merchant-acquirer-pos): One of the largest merchant acquirer group in the Benelux, growing fast organically and via M&A, has decided to consolidate merchant billing, acquiring accounting, cash position monitoring and daily clearing & settlement reconciliation on one single platform. After a RFP process, B-Cephal has been chosen as the back-office platform for the organisation.
- [ATM acquirer](https://finflag.com/use-case/atm-acquiring): Major banks have joined forces to create the largest ATM network in Central Europe. ATM are accepting global and local schemes. In order to securize the integrity of financial flows (clearing, settlement, scheme fee, interchange, chargeback,scheme invoices) and to streamline the end of month closing, the joint-venture has deployed the B-Cephal platform on top of operational systems. The solution reconciles automatically the daily transaction and triggers alerts in case of discrepancy, providing a relieving sense of confidence in back-office.
- [BIN sponsor](https://finflag.com/use-case/ing): Key BIN Sponsor for Visa and Mastercard in Benelux with more that 25 affiliates is operating the settlement of the affiliate for OFF US and ON US settlement platforms, for both issuing and acquiring. The company is working with several processors. In 2018, they were looking for an end-to-end ERP dedicated to payment. B-Cephal has been selected after a RFP process. The B-Cephal modules in scope are reconciliation, accounting and billing.

## Equipe
- [Alain Cauwenberghs](https://finflag.com/equipe/alain-cauwenberghs): With over 25 years of experience in the payment industry, Alain is a highly motivated and experienced executive, driven to build profitable partnerships that create value across industries. He has a strong background in business development, sales, account management and finance, and has earned multiple global sales and exceptional performance awards.
- [Geoffroy Dupuis](https://finflag.com/equipe/geoffroy-dupuis): Thanks to his large exposure with major players in the financial industry, Geoffroy has developed expertise in:
- [Luc Gillain](https://finflag.com/equipe/luc-gillain): Luc brings his passion, rigor & energy combined with his financial sector knowledge, broad finance skill-set and transformation experience to support companies facing digital opportunities and change to shape their strategy and to develop new business models such as customer centric payment experiences.

## Modules
- [Clearing & Settlement Reconciliation](https://finflag.com/modules/mass-payments-reconciliation): With the complexity of cards payment eco-system, the reconciliation process is complex and time-consuming.
- [Payment Reconciliation](https://finflag.com/modules/reconciliation): As data flows from PSPs, banks, processors and schemes have diverse formats and contents and are usually fragmented, reconciling payment figures with invoices and orders is usually time consuming and complex.
- [Scheme Cost Analytics](https://finflag.com/modules/module-test): Get the cost of a card payment transaction on demand, generate payment cost forecast and optimize payment cost and profitability with AI, this is the aim of our scheme cost and interchange monitoring solution.
- [ERP for Acquirers](https://finflag.com/modules/billing-collection): B-Cephal proposes a suite of applications dedicated to support Commercial Acquiring players:
- [Virtual Business Controller](https://finflag.com/modules/performance-management): The business controlling function in payment is very challenging:
- [ERP for BIN Sponsors](https://finflag.com/modules/end-of-month-closing): A suite of applications dedicated to support BIN Sponsors and Issuers:

## Services
- [Program & Project management](https://finflag.com/services/pm): Expertise in short project management as well as in leading large programs within complex environment
- [Business analysis](https://finflag.com/services/business-needs-collection): Collect all relevant input and transform it into business conclusions that make sense and impact with expertise in cards & payments: business specifications, pricing model, card portfolio balancing, business case, financial case, process improvement, target operating model design, ...
- [Custom development](https://finflag.com/services/custom-development): Development of custom applications and integration
- [Testing](https://finflag.com/services/testing): From test strategy & test design to test execution & reporting: Integration test, business test, process test and user acceptance testing support
- [Training](https://finflag.com/services/training): Train your organisation on business and solutions in payment industry
- [Solution integration](https://finflag.com/services/system-parameterization): Integrate and set up system to meet business expectations
- [New payment products](https://finflag.com/services/new-products-equation-epi-debit-mastercard-visa-debit): EPI, Debit MasterCard, Visa Debit, ... We help acquirers and issuers in selecting and deploying the latest payments products on the market
- [RFP process support & management](https://finflag.com/services/profitability): Team and process to management from end to end a service provider or a solution provider selection, being private or public selection process
- [Cards & Payment expertise](https://finflag.com/services/target-operating-model): To the point business expertise in cards & payment
- [Product strategy and product innovation](https://finflag.com/services/strategy-product): Product portfolio rationalization, scheme selection, product selection, pricing and segmentation