Reconciliation & Data matching

As data flows are fragmented in cards & payments industry, it rapidly becomes complex to reconcile figures with diverse data sources such as settlement, clearing, bank accounts, accounting, disputes, scheme fees, service fees and interchange, currency exchange or mark-up data. With B-CEPHAL, you can get rid of manual reconciliation without effort: Load your files (CODA, […]

Scheme invoice forecast

Generation of scheme invoice amount control and forecast based (1) on operational drivers from core system & processor data sources (authorization & clearing) and (2) on standard scheme pricing model populated with client specific pricing data. With these ingredients, the scheme cost forecast engine generates scheme fee forecast and compares it with actuals in a […]

Billing & Collection

A suite of applications designed to support billing and collection process. The billing process is based on billing events, billing templates (pricing type, periodicoity, trigger, client segment, condition), settlement template (gross, net, blended, IC+,…). The system encompasses a collection module. A non-invasive solution rapidly integrating data from multiple data sources: core systems, CRM, cleatring & […]

Profitability & Performance

A suite of applications designed to support management decisions in payment. The application aims at screening scheme and processor invoices, benchmarking profitability and performance, planning and forecasting costs & revenues and performing reports & analytics A non-invasive solution rapidly integrating data from multiple data sources: core systems, clearing and settlement, supplier invoices (scheme, processor, manufacturer, […]

Accounting & EOM closing

A suite of applications designed to support accouting (pre-legal) and end of month (EOM) closing process incl. customized chart of account, manual and automatic posting, manual and automatic end of period closing, justification of all balances, audit trail, cost allocation and automatic reconciliation. A non-invasive solution rapidly integrating data from multiple data sources: core system, […]

ETL & Data prep

Abraham Lincoln was quoted as saying “ Give me six hours to chop down a tree and I will spend the first four sharpening the ax. ”  Data prep aims at sharpening the ax. The ETL module qualifies, harmonizes, enriches and normalises all incoming entries before loading target data in the system. This is a key […]

Messenger & Alerts

The messenger module allows to send messages or documents to a predefined audience based on predefined business triggers (eg invoice to client). The alert modules aims at sending sms and mails to dedicated audience when a predefined threshold is reached (eg ageing balance, negative settlement advisement, mismatch between clearing and settlement, abnormal activity in volume […]

User management & SSO

The system offers the possibility to adapt user rights according to a user profile. What screens can be accessed and within the screen, what function are allowed or not. The solution has a native module for user management but can also be integrated with corporate single-sign-on solution (SSO)