Profitability & Performance

A suite of applications designed to support management decisions in payment. The application aims at screening scheme and processor invoices, benchmarking profitability and performance, planning and forecasting costs & revenues and performing reports & analytics

A non-invasive solution rapidly integrating data from multiple data sources: core systems, clearing and settlement, supplier invoices (scheme, processor, manufacturer, counterparties,…) and dispute cases

Functionalities

Function 1 : Gather data

Define product portfolio
Define analytics dimension (client segment, geography, organisation,,..)
Define operation value chain
Gather revenue and cost figures
Gather revenue and cost drivers

Function 2 : Allocate data

Allocate cost per product per step on the value chain
Calculate unit cost per product and per defined dimension

Function 3 : Do the analytics

Generate the product profitability tree articulating unit revenue, unit cost and drivers per product and per dimension
Perform sensibility analysis (‘what If’ analysis)
Benchmark

Technical

Server & client environment

Require following components
- ETL Server (Java)
- Core B-Cephal server (Java)
- TT module (Java)
- B-Cephal client (.net)
Installation available on site or in SaaS mode

Technical DB

The default DB is PostgreSQL

Miscellaneous

Multi user
- Native authentication and log in function
- Possibility to integrate corporate Single Sign On protocol
Archive and purge
- Native archive function to schedule DB back-up
- Native purge function to reduce DB size without impacting business operations