ERP for Acquirers

B-Cephal proposes a suite of applications dedicated to support Commercial Acquiring players:

Scheme funding reconciliation
Merchant payout
Merchant billing
Merchant collection
Accounting & End of month closing
Internal reporting & Analytics
Merchant reporting

A non-invasive solution rapidly integrating data from multiple data sources: core systems, CRM, native scheme clearing & settlement files, processor files,…

Functionalities

Function 1 : Scheme funding

Clearing & settlement reconciliation
Settlement and financial movement reconciliation
Liquidity management

Function 2 : Merchant payout

Merchant pricing management (IC++, blended,..)
Merchant settlement (net, gross, pseudo gross,…)
Merchant exception handling (no transaction, …)
Merchant payout reconciliation with financial movement

Function 3 : Billing, collection & End of month closing

Merchant billing
Funding accounting movements
Merchant payout accounting movements
End of month closing

Technical

Server & client environment

Require following components
- ETL Server (Java)
- Core B-Cephal server (Java)
- Billing module (Java)
- Reconciliation module (Java)
- Messenger module (Java)
- B-Cephal client (.net)
Installation available on site or in SaaS mode

Technical DB

The default DB is PostgreSQL

Miscellaneous

Multi user
- Native authentication and log in function
- Possibility to integrate corporate Single Sign On protocol
Archive and purge
- Native archive function to schedule DB back-up
- Native purge function to reduce DB size without impacting business operations