ERP for BIN Sponsors

A suite of applications dedicated to support BIN Sponsors and Issuers:

  • Scheme settlement management
  • Affiliate funding management
  • Liquidity position management
  • Affiliate member billing
  • Affiliate member collection
  • Accounting & End of month closing
  • Internal reporting & Analytics
  • Affiliate member reporting

A non-invasive solution rapidly integrating data from multiple data sources: core systems, CRM, clearing & settlement, accounting, currency exchange rate,…

Function 1 : Scheme settlement

  • Clearing & settlement reconciliation
  • Settlement and financial movement reconciliation
  • Liquidity management

Function 2 : Affiliate member management

  • Affiliate member pricing management (membership fee, markup, shared fee ventilation key,…
  • Affiliate member sub-settlement advisement generation
  • Affiliate financial position management 
  • Affiliate guarantee & collateral management

Function 3 : Billing, collection & End of month closing

  • Affiliate member billing
  • Settlement accounting movements
  • Affiliate member accounting movements
  • Financial movement reconciliation
  • End of month closing

Server & client environment 

  • Require following components
    • ETL Server (Java)
    • Core B-Cephal server (Java)
    • TT for Accounting module (Java)
    • B-Cephal client (.net)
  • Installation available on site or in SaaS mode

Technical DB

  • The default DB is PostgreSQL


  • Multi user 
    • Native authentication and log in function
    • Possibility to integrate corporate Single Sign On protocol
  • Archive and purge
    • Native archive function to schedule DB back-up
    • Native purge function to reduce DB size without impacting business operations

Merchant acquirer Case


ATM acquirer Case


BIN sponsor Case


See all modules

Clearing & Settlement Reconciliation

Payment Reconciliation

Scheme Cost Analytics

ERP for Acquirers

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